Annuity and life insurance contracts are issued by Lincoln Benefit Life Insurance Company. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company.  Lincoln Benefit Life Insurance Company is not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as financial advice. This material should not be interpreted as a recommendation by Lincoln Benefit Life Insurance Company. Please reach out to your financial professional if you have any questions about insurance products and their features.